Salvation is as simple as understanding these truths, agreeing with them, and then choosing to depend on them, which is what Biblical faith is. Faith is trusting God to do for you what you could never do for yourself. You must understand and agree with the fact that you’re a sinner separated from God, that there is a penalty for that sin, and then you must put your faith in Christ alone who died for you and rose again.
Prayer is not flowery language, it’s simply speaking to God. He created the universe, and He is with you right now, waiting to hear from you. Talk to Him today. Confess your sinfulness and helplessness, and ask Him to forgive you. Then look to Jesus in faith and you will receive His eternal life. That new life can start today, not only giving you hope for eternity, but hope for this crazy world right now.